Intelligent Automation and Agentic Ai
DFIN Finance - DeFi and Web 3.0

Robotic Process Automation + Artificial Intelligence


Gary Lewis Evans, Speaker and Consultant
LinkedIn Bio; https://www.linkedin.com/in/garyevans/   

Ai

    BofI Build  Dtail
Banking
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The Genesis of BofI:

Example From Year 2000

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Video Presentation - History of Bank Technology

Early RPA Integration At AXOS Bank


Robotic Process Automation + Artificial Intelligence



Ai is Just a Tool - Learn How To Use It!

  • Ai And RPA, Amplify Your Brain and Hands In The Digital World,

  •  As

  • A Hammer And Saw Amplify Your Hands, In The Physical World,

  • But  Remember,

  • Your Brain And Hands Are The Real Power

  • Gary Lewis Evans


Gary Lewis EvansDo you want to start a bank? I’m back—fully engaged, energized, and ready to build again, Regulatory approvable CEO and founding CEO of AXOS Bank, I’ve always gravitated toward challenges. Successful MBS Options strategy to hedge high interest rates in the late 70’s, Internet banking in 1994. Today, the next frontier is clear: AI native banking. I’m open to board service, project leadership, strategic advisory work, or open ended on call engagements where innovation, execution, and intelligent automation matters. If someone wants to build the bank of the future, or a new merchant payment network, I’m ready.  I know how to build a modern FinTech bank, Digital Currency and or a new payment network to compete with Visa.



DFIN Continues to Shape the Future of Banking and FinTech

From RPA in 2000 To Agentic Ai and Intelligent Automation

After Pioneering Internet Banking, as it was called in 1994, in 1996 I Co-authored the book, “The Financial Institutions Internet Sourcebook” with Banking Economist Kenneth J. Thygerson Ph.D. For McGraw-Hill. As pointed out on Google books, “The book's concepts were extended through the website to keep information current as the internet evolved.”

Digital Finance and Digital Economics

The book was published on January 1, 1997. I continued programming and adding content for my DFIN web site and continued my R&D work. Two businesses were successfully launched out of DFIN. We also built the initial shell for Digitu.com and Ken took that and developed it out. DigitU was an education and training site for financial institutions. Ken built a nice system with many financial institution subscribers  and sold-out years later.

In 1997, I began designing Bank of Internet USA (BofI), which was renamed AXOS in 2018. I drew directly on my 1994 pioneering work in Internet banking at La Jolla Bank. The experience influenced both my book on digital finance and banking and the early automation, workflow, and process architecture for what would become one of the first fully digital banks BofI. As a young man I built Hot Rods and furniture. Building is in my DNA. I focused on learning banking fundamentals throughout my career. I was prepared to modify them for digital banking. The concept that we needed to build was later called Robotic Process Automation. RPA is often the first stage of Intelligent Automation.

RPA + Ai = iA. Think of RPA as your hands, Ai is your brain and when put together you get Intelligent Automation. In 2000 when we opened BofI, I was hands on because we were building a new operating system and invention cannot be delegated. That is the reason that I took the time to learn the fundamentals of banking. Little did I know that my education would be used on a digital bank. My training included about one year as a controller and almost 9 years as a CFO during the transition from a manual ledger card accounting system to an online automated system. I believe that my training and involvement contributed to our success at BofI at a time when most regulated banks failed or closed.

My first focus upon opening BofI in July 2000 was deposit operations.  In those days we still needed wet signatures for regulators and deposits were very paper intensive.  We built an in-house RPA system  that leveraged technology so that no single employee completely opened a new account. The result was excellent. As opposed to a typical bank opening one new account and maybe 2 per man hour, we opened 30 new deposit accounts per man hour.  I was able to convince regulators that we had no need to mail bank statements to customers monthly as required in the regulations.



AI Agents that Speak Accounting

Built by Accountants, for Accountants. Build auditable workflows to automate tasks like accruals, journal entries, and reconciliations — no IT required. Automate reconciliations, journal entries, and more to cut days of work down to seconds.

https://www.floqast.com/ai-agents



MindStudio -  Remy AI Agent

For most of computing history, building software required engineers. This year, that stopped being true. Anyone can describe what they want, work with an agent, and end up with a real application, live and in us. Finance teams are building their own approval workflows. Ops teams are building inventory trackers. HR is building onboarding portals. Sales is building the lightweight CRM it always wanted. Real tools, built by the people who need them, that their companies now run on.

https://floqademy.floqast.com/  



Powering the next era of Confidential AI

We are thrilled to collaborate with Apple on its expanded Private Cloud Compute (PCC) systems announced this week at WWDC 2026. Working closely together, Apple and Google have built a serving platform on Google Cloud that meets the rigorous security, confidentiality, and transparency goals that Apple has for PCC. This achievement is a testament to the strong collaboration between our teams, as well as with Intel and NVIDIA.

https://cloud.google.com/blog/products/identity-security/powering-the-next-era-of-confidential-ai



Google Cloud Events on YouTube and More

Welcome to the official Google Cloud Events YouTube channel. Stay up to date with the latest in the industry - from Google Cloud leaders talking about how the cloud is transforming business to technology deep dives for developers. Subscribe for conference sessions, live demos, webinars, thought provoking panels with industry leaders and more!

  https://www.youtube.com/@GoogleCloudEvents  

 Agentic Cloud Link                            Google Cloud          



FloQast Accounting Transformation Platform Demo

The all-in-one learning destination for 25,000+ finance professionals. Future-proof your career by mastering AI, technology, and the automation defining the modern finance industry. Access FloQademy’s expansive library to earn free CPE/CPD credits, gain your Accounting AI Badge, and learn to leverage automation in your workflows. thrilled to

https://floqademy.floqast.com/  


Kinective

Kinective was founded in 2023 to meet this moment. Three established leaders in financial software came together with a shared conviction: the future required a new kind of company. One built on simplifying access to technology so banks and credit unions could compete, grow, and better serve their communities.

 
https://www.kinective.io/company/


Finextra

Financial News, from stocks to Ai

 
https://www.finextra.com/